PRESS RELEASE

Keal Technology and Applied Systems Jointly Announce Integration for Canadian Brokers

Keal Technology's sigXP and comXP to integrate with Applied Systems' WARP

TORONTO, Ontario, Canada - October 17, 2007- Today at the Insurance Brokers Association of Ontario Convention (IBAO), Keal Technology and Applied Systems jointly announce an integration partnership. The partnership will see Keal's broker management system (BMS), sigXP, and commercial management system (CMS), comXP, integrate with Applied Systems' real-time solution, WARP. This is the second integration between these two companies, coming on the heels of Keal's comXP integration with Applied Systems' The Agency Manager (TAM).

Canadian brokers are under significant pressure with rising costs and increased competition from direct writers and Bank Assurance. Vendors have a responsibility to offer ways to help brokers increase their margins to stay competitive. Redundant workflows involving duplicate data entry is a significant area of wasted time in a brokerage. Although single-entry, multiple-company interface (SEMCI) continues to evolve, it is currently giving brokers measurable, positive results, making customer service representatives more efficient.

“I am pleased to announce that Keal will be integrating its flagship BMS, sigXP, with Applied’s SEMCI solution, WARP, as early as the first quarter of 2008,” said Pat Durepos, Keal president. “In making this decision, we considered the growing support WARP has gathered in the insurer community and the robustness of the WARP infrastructure. We are excited to be expanding our partnership with Applied.”

Brokers using Keal’s sigXP for personal lines or comXP for commercial business will be able to integrate with WARP to facilitate real-time broker-to-insurer transactions. Without using a SEMCI tool, brokers are forced to enter client and policy information into their BMS or CMS and then again into the insurer’s portal. Using WARP streamlines the process and provides brokers with real-time data quickly and seamlessly.

“sigXP’s modern architecture coupled with its API (Application Program Interface) make it possible to offer our clients the choice of whatever SEMCI solution they want to use. Keal will continue supporting its existing SEMCI offerings as well as CSIO Electronic Data Interface transmission with insurers,” explained Durepos.

“We are very excited that Keal has selected WARP as an interface technology for sigXP and comXP, providing real-time interface between brokers and insurance carriers,” said Doug Johnston, Applied Systems vice president of Partner Relations & Product Innovations. “WARP will provide Keal customers with real-time inquiry functionality and real-time policy rating functionality. We look forward to working with Keal on further establishing and extending the benefits of WARP functionality throughout the Canadian marketplace.”

About Keal
Keal Technology produces software for insurance and financial services brokers that optimizes financial performance and maximizes time savings. Keal is the only BMS vendor in Canada to attain Microsoft's Gold Certified Partner status which assists in delivering up-to-date, robust software applications. Amongst their products, sigXP acts as the CRM and personal/auto/habitational policy management system, integrating with comXP, a CMS (commercial policy management system), and dokXP, a document management and scanning solution. Keal is the exclusive distributor for nexisys, providing single entry multiple company interface (SEMCI); lifeXP, life insurance management; and premiumXP, premium financing management. Keal services its clients from offices throughout Canada and is headquartered in Concord, Ontario. For more information visit www.keal.com.

About Applied Systems
Applied Systems, Inc., develops and supports insurance agency management systems and provides services for accounting, customer, policy, claims management, and all related agency functions. More than 126,000 users in 11,000 agencies of every size and complexity level use Applied Systems technology and services. The company leads the industry in agency-carrier real-time and batch communication solutions. Applied Systems automates insurance transactions at every distribution level from consumer through carrier, providing technical support and professional services to maximize customers’ return on investment. www.appliedsystems.com

For more information:

Shannon Major
Keal Technology
Phone: 1.800.268.5325, ext. 2588
Email: shannon.major@keal.com
Sheryl Feminis
Applied Systems, Inc.
Phone: 1.800.999.5368, ext. 22259
Email: sfeminis@appliedsystems.com